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Archives for: March 2008

Filed in:Informative

Paint Colors

March 18th, 2008  · stk

House Colors: When you live in the "North-wet", the painting season is very short and if you want to protect your house from rotting, you need to plan ahead.

Painting. Not the most fun of projects, but it sure can make a difference to the appearance (and help protect) a home.

Trouble is, one is always left with half-used cans of paint and (one of my pet peeves) - forgetting the name or formula for the paint that was last applied. Yeah, the hardware store can do a color "match", but often it's off by a shade or two (or maybe three).

This exciting post is my effort to eliminate the paint color issue by keeping tabs on the paints we use around and inside our house. No more worrying about losing the formula because the top of the paint lid has paint on it, the sticker has come off or the print is so faded that it can no longer be read. No having to remember smooth-sounding emotive paint names.

Once I've actually painted some bit of the house in these colors (the "Japanese Maple" is slightly different from what's on there now and the "Whispering Pine" is a new accent color), I'll put up a photo. Maybe it'll spark a whole new trend in house colors? - or NOT!

House (Exterior)

japanese maple

Japanese Maple
Behr 120F-6
(House Trim)

Paint Behr Premium Plus (Deep Base) Int/Ext Hi-Gloss Enamel Latex.

B-Lamp Black [1-36-0]
KX-White [2-16-0]
R-Exterior Red [6-40-0]
T-Medium Yellow [1-8-0]

whispering pine

Whispering Pine
Behr 450F-6
(House Trim Accent)

Paint Behr Premium Plus (Deep Base) Int/Ext Hi-Gloss Enamel Latex.

C-Yellow Oxide [0-14-0]
D-Thalo Green [0-27-0]
KX-White [0-28-0]
L-Raw Umber [1-18-0]

cedar natural tone on cedar

Cedar Natural Tone
House (on Cedar siding)

Paint Behr Premium Semi-transparent Wood Stain

Tint Base 5-77
C-Yellow Oxide [0-34-0]
F-Red Oxide [0-9-0]
L-Raw Umber [0-35-0]


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Asset Management

March 7th, 2008  · stk

Philip Coggan has written an excellent report on the asset management business, in this month's issue of "The Economist". An interview with the author is presented. If you invest, you owe it to yourself to hear what Philip has to say about fund managers, fees, performance and ETFs

Fund Managers do well - for themselves

Exchange Traded Funds (ETFs) and asset manager fees are again in the news. This time, in a special report on asset management titled, "Money for Old Hope". It appears in the March 1st issue of The Economist, a UK periodical.

I wrote about outrageous Canadian Mutual Fund Management Fees in early 2007. As a seasoned US investor, I was shocked to discover that Canadians pay the highest mutual fund management fees of any industrialized nation.

Imagine a business in which other people hand you their money to look after and pay you handsomely for doing so. Even better, your fees go up every year, even if you are hopeless at the job.

Philip Coggan
(on asset management)

As an individual investor, the best way to avoid shelling out your hard-earned money to greedy and non-performing mutual fund managers, is to invest in Exchange Traded Funds.

I'm glad to see that I'm not alone in my thinking. In the 14-page Economist Special Report on asset management, Philip Coggen examines the fund-management industry. In his discussion, Exchange Traded Funds are mentioned as being part of the solution in avoiding costly fees, which erode returns.

His description of the asset-management industry is very enlightening, as he outlines the perfect business: "Imagine such a business", he quips, "people hand you their money to look after and pay you handsomely for doing so." Sounds good, so far. But he sweetens the pot by saying, "Even better, your fees go up every year!" Wow. Cool. I want that job. Then he drops the bombshell by saying that you don't even have to be very good at your job and you can still get the monetary reward. Ouch!

The focus isn't on Canada, it's on the asset management industry at large. (In Canada, the amount that most investors pay toward management fees is criminal).

Anyone who wants to save more of their investment money owes it to themselves to read this article. For an audio interview with the author, a synopsis of this special report and a road map for higher investment returns .... read on.

Read full story...

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